Welcome to the world of cashback! This card becomes your everyday companion with accelerated cashback on all your spends.
ACE Credit Card
Joining Fees: ₹499
Annual Fees: ₹499
*Applicable Taxes
Highlihgts:
- 5% Cash back on Gpay
- 1.5% cash back on other spends
ACE Credit Card
Welcome to the world of cashback! This card becomes your
everyday companion with accelerated cashback on all your spends.
The Terms and Conditions of Axis Bank Ace Credit Card has been
updated w.e.f 1st September’23. Please click here to
know more.
The terms and Conditions of Axis Bank Ace Credit Card has been updated w.e.f. 20th April, 2024. Please click here to know more.
Features and Benefits
* Valid on transactions between Rs. 400 to Rs. 4000; Maximum
benefit of up to Rs. 500 per statement
* GST charged on fuel surcharge won't be refundable
* Nocashback is earned on fuel transactions
click here for more details
· Convert purchases to EMI
· Lounge Access
* 4%
cashback on Swiggy, Zomato & Ola
* 1.5%
cashback on all other spends
For terms
and conditions,
Check your eligibility
Please note that these criteria are only indicative and the
bank reserves the ultimate right to approve or decline applications for ACE
Credit Card.
Primary cardholder should be between the age of 18 and 70
years
The individual should be a Resident of India
Documents for ACE Credit Card application
Unless there are case variations, the required documents for
Axis Bank ACE Credit Card application include a copy of your PAN card or Form
60, residence proof, identity proof,
a colour photograph and proof of income in the form of
latest pay slip / Form 16 / IT return copy.
Keep your documents for ACE Credit Card ready
The following documents are required
* PAN card
photocopy
* Colour
photograph
* Latest pay
slip/Bank statement/Form 16/IT return copy as proof of income
* Residence
proof (any one of the following):
* Passport
* Driving License
* Voter ID
Card
* Aadhaar
card
* Identity
proof (any one of the following):
* Passport
* Driving
license
* Voter ID
Card
* Aadhaar
card
* PAN card
Please note that this list is only indicative. Documents
required may vary on a case-to-case basis.
Fees and Charges
Description Charges
Joining Fee Rs.
499
103 0 (for select
channels - limited time offer)
Annual Fee: 499 2nd year
onward
2" year onward: Annual fee waived off on annual spends
greater than INR 2,00.000/
Annual Fee {Rent
transactions (MCC 6513)
and wallet load transactions (MCC 6540) will not be eligible for
spends counted in vailing annual fee waiver}
Card Replacement fee Nil
Cash Payment fee Rs.
175
Duplicate Statement Fee Waived
Charges slip retrieval
fee or copy request fee Waived
Outstation cheque fee Waived
Mobile alerts for
transactions Free
Balance enquiry charges. Waived
Finance Charges (Retail
purchases and 3.75% per
month (55.55% per annum)
Cash)
Cash Withdrawal Fee 2.5%
(Min. Rs. 500) of the cash amount
Nil if total payment Due
is upto Rs. 500
Rs. 500 if total payment
due is between Rs. 501 - Rs. 5000
Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000
Overdue penalty or Late
payment fees Rs. 1200 if
total payment due is Rs. 10,001 and above
‘Additional INR 100 on missing payment of Minimum Amount Due
(MAD) by the due date for two consecutive cycles.
This charge will continue to be applicable for every payment cycle until the MAD is cleared.
‘Over limit penalty 2.5%
of the over limit amount (Min Rs.500)
Cheque return or dishonor
fee or auto- 2% of the
payment amount subject to Min. Rs.500
debit reversal
‘Surcharge on purchase or
cancellation of As
prescribed by IRCTC/Indian Railways
railway tickets
Foreign currency
transaction fee 3.5%
of the transaction value
Reward Redemption fee No
Rent Transaction fee 1% fee
per transaction will be applicable on rental transactions. GST will be
applicable.
1.5% will be applicable on each International transaction
performed in Indian currency at International location or
Dynamic Currency
Conversion markup transactions
performed in Indian currency with merchants located in Indian but registered in
a foreign nation.
Education Transaction Fee
(Applicable from 1% fee per
transaction will be applicable on education
20th Dec, 2024) payments
made via third party apps
Utility Transaction Fee
(Applicable from 1% fee will
be applicable on cumulative spends of INR
20th Dec, 2024) 25,000
or more on utilities per statement cycle
Wallet Load Transaction Fee (Applicable 1% fee will be applicable on cumulative spends of INR
from 20th Dec, 2024) 10,000 or more on wallet loads per statement cycle
Fuel Transaction Fee
(Applicable from 20th 1%
fee will be applicable on cumulative spends of INR
Dec, 2024) 50,000
or more on fuel transactions per statement cycle
Online Skill Based Gaming
Transaction Fee 1% fee will be
applicable on cumulative spends of INR
(Applicable from 20th
Dec, 2024) 10,000
or more on online skill based gaming platforms per
statement
cycle
# Above fees are subject to GST as per existing Government norms
Value Chart
|
Details |
Annual Spends (INR) |
Cashback INR) |
Discount/Benefits (INR) |
|
Utility Bill pay & recharge on Google Pay (5%) |
|
|
|
|
Online Food Delivery (Swiggy & Zomato) (4%) |
1,50,000 (min. Rs.
12,500 per month) |
6,000 |
|
|
Ride Sharing (Ola) (4%) |
|
|
|
|
Other Spends (1.5%) |
66,000 |
|
|
|
Lounge Visits (4 per year) |
|
|
4,000 |
|
Fuel Spends (1% surcharge waiver) |
24,000 |
|
240 |
|
Dining Spends (up to 15% off upto Rs. 500 monthly) |
40,000 |
600(1.5CB) |
6,000 |
|
Joining Fee Reversal |
|
|
499 |
|
Annual Fee Waiver |
|
|
499 |
|
Total Annual Spends |
2,80,000 |
7,590 |
11,238 |
|
Total Annual Benefits |
|
|
18,828 (~6.72%) |
*Please note that above figures are indicative
