HDFC and Equitas small finance bank have come together to make the best credit card in India that will be suitable for just anyone. The HDFC Equitas Excite Credit Card is an INR 0 joining credit card with benefits such as earning reward points with every swipe of your Excite credit card and some accelerated reward points earned when making transactions for specified categories. This credit card by HDFC and Equitas also boasts 2 milestone benefits resulting in the earning of bonus reward points of 500 and 1000. With a fuel surcharge waiver of 1% and a credit limit of INR 2 lakhs this credit card will be the best partner during your shopping sprees.

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HDFC Bank Equitas Excite Credit Card

Joining Fees: ₹0

Annual Fees: ₹0

*Applicable Taxes

Highlihgts:

  • Fraud Liability

Features

  • Get 2 reward points for every INR 150 charged toward your credit card, excluding government and rental transactions.
  • 3x reward points earned for making transactions at a supermarket, grocery and departmental store. Reward points earning capped at 500 reward points every month.
  • Gain a bonus of 500 reward points for spending INR 20,000 in a month.