IDFC FIRST Bank believes in complete transparency, and we want our customers to make an informed decision about their Joining Fee and its associated benefits. By asking for payment upfront, we are aligning with our core values of openness and trust, ensuring you have full cognizance about the applicable fee, before committing to this premium metal card. This process allows you to make a conscious choice in a responsible and transparent manner. By choosing this process we also aim to minimize wastage due to cancelled and returned cards

What is the Joining/Annual Fee on Mayura Credit Card?

The Mayura Credit Card comes with a Joining Fee of ₹5,999 + GST and an Annual Fee (applicable from second card anniversary year) of ₹5,999 + GST. The Joining Fee will be levied on credit card application approval.

Why am I being asked to pay the Joining Fee to receive my credit card?

IDFC FIRST Bank believes in complete transparency, and we want our customers to make an informed decision about their Joining Fee and its associated benefits. By asking for payment upfront, we are aligning with our core values of openness and trust, ensuring you have full cognizance about the applicable fee, before committing to this premium metal card. This process allows you to make a conscious choice in a responsible and transparent manner. By choosing this process we also aim to minimize wastage due to cancelled and returned cards.

I can't wait to receive my metal card. Where can I pay the expected upfront Joining Fee?

You will receive communication from the bank to pay the joining fee as soon as your credit card application is approved.

You can also pay the Joining Fee of ₹5,999 + GST by clicking here.

On the next page you must authenticate using the mobile number and date of birth as mentioned during the card application. The payment can be made using UPI and net banking

My Mayura Credit Card application is approved but I am awaiting my metal credit card to be delivered.

Once your Mayura Credit Card application is approved, upfront Joining Fee payment of ₹5,999 + GST is required to get the credit card dispatched. To pay the Joining Fee, click here.​

Upon issuance, I can see the digital card in the mobile banking app, but I cannot use it for online purchases.

As per the process, upfront Joining Fee payment is required to activate your digital card and dispatch of the metal card.

On card application approval, you will receive communication to pay the Joining Fee. To pay the Joining Fee now, click here.

Once the Joining Fee is paid, please make sure that you have enabled online (Ecom) transactions on the card. To enable online transactions, please click here.