My Zone Credit Card
MY ZONE Credit Card
Joining Fees: ₹500
Annual Fees: ₹500
*Applicable Taxes
Highlihgts:
- Dining Delights
- Spend securely
- Convert purchases to EMI
My Zone Credit
Card
Buy One Get One Free on movie tickets
·
Enjoy 100% discount on your second movie ticket booked via
District app using your MY ZONE Credit Card
·
Get up to ₹200 off per month.
·
Remember to apply the coupon code AXIS200 to receive this
discount.
·
Note: No reward points are earned on movie transactions.
Complimentary Sony LIV Premium annual
subscription
·
Receive a Sony LIV Premium annual subscription valued at ₹1499
for free with your first purchase within the first 30 days after receiving your
MY ZONE Credit Card.
·
Customers eligible for promotional offers will receive their
voucher code via SMS to their registered mobile number within 45 days following
the issuance of the card.
·
Customers are eligible for Sony LIV Premium membership renewal
on spending 1.5 lakhs* in a card anniversary year. Offer is applicable only on
paid cards. Spends threshold will not include Rent and Wallet transactions
·
Voucher codes for promotional offers will also be sent via SMS
to eligible customers within 60 days after the payment of the annual fees.
Instant discount on Swiggy
·
Flat Rs.120 off on food delivery at Swiggy with your My Zone
Credit Card
·
Use coupon code AXIS120 to avail the discount
·
Maximum discount is capped at Rs.120 per order
·
Offer applicable on minimum spends of Rs.500
·
Customer can redeem the code upto 2 times a month per user ID on
Swiggy
·
This offer shall be valid on all restaurant orders where
alliance offers are applicable.
·
Alliance offers include all third party offers including
Bank/Wallet/Fintech partner offers.
·
Offer not applicable on Haldiram's Restaurants across India.
Enjoy complimentary lounge access
·
Benefit from one complimentary access per calendar quarter to
select airport lounges in India with your Axis Bank My Zone Credit Card.
·
Benefit unlocked on spends of Rs.50,000 in previous 3 months
·
For more details and terms and condition for Visa lounges,
please click here and for MasterCard lounges, click
here
Earn EDGE REWARDS
·
Earn four EDGE REWARD points for every ₹200 spent using your credit card.
·
For redemption options, please refer to the EDGE REWARDS
Catalogue available on the official website.
·
No reward points will be credited for Movie, Fuel, Insurance,
Wallet, Rent, Utilities, Jewellery, Education, Government Institutions and EMI
transactions.
Shopping Discount at AJIO
·
Save up to ₹1,000 at AJIO on minimum purchases of ₹2,999 using
the coupon code AJIOAXISMZ, valid from 01-05-2023. This offer applies to select
styles and for more details on applicable products, visit the specified link. Click here
·
Click here for detailed terms and conditions.
Fuel up and get a waiver on surcharge
·
1% fuel surcharge waiver on all fuel transactions in India with
an Axis Bank MY Zone Credit Card
·
Get a fuel surcharge refund for transactions at all fuel
stations across India when using your MY ZONE Credit Card. This offer is valid
for transactions between ₹400 and ₹4,000, with a maximum benefit of up to ₹400
per statement cycle.
·
GST charged on fuel surcharge is non-refundable
·
Applicable on CC on UPI transactions as well
Convert purchases to EMI
·
For any transactions exceeding ₹2,500, contact the bank to
convert your large credit card purchases into manageable EMIs.
·
To know more, click here
Spend securely
·
Enhance your security with an EMV certified chip credit card,
designed to minimize the risk of counterfeit and skimming fraud.
·
All credit cards come with chip and PIN protection, providing
unmatched security.
Dining Delights
·
Indulge in delectable cuisines with Axis Bank Dining Delights
offering upto 15% discount at our partner restaurants in India.
·
Offer Details:
15% off up to Rs.500
Minimum Order Value Rs. Rs.2500
Valid once per card per month
·
Dining Delights
program via EazyDiner on Axis Bank Credit & Debit Cards
Wednesday Delight
·
Beat the mid-week blues with exciting offers every Wednesday
·
Instant savings of up to 15%
Fees & Charges
The fees and charges for My Zone Credit Card are applicable to
all card holders. The My Zone Credit Card fees include cash payment fee,
joining fee and an annual fee.
|
My Zone Credit
Card |
Charges |
|
Joining Fee |
Rs. 500 |
|
Annual Fee |
1st Year: Nil |
|
Add-on Card Joining Fee |
Nil |
|
Add-on Card Annual Fee |
Nil |
|
Card Replacement Fee |
Nil |
|
Cash Payment Fee |
Rs. 175 |
|
Duplicate Statement Fee |
Waived |
|
Charge Slip Retrieval Fee or Copy
Request Fee |
Waived |
|
Outstation Cheque Fee |
Waived |
|
Mobile Alerts for Transactions |
Free |
|
Hotlisting Charges |
Nil |
|
Balance Enquiry Charges |
Waived |
|
Finance Charges (Retail Purchases &
Cash) |
3.75% per month (55.55% per annum) |
|
Cash Withdrawal Fees |
2.5% (Min. Rs. 500) of the cash amount |
|
Overdue Penalty or Late Payment Fee |
Nil if total payment due is up to Rs. 500 |
|
Over Limit Penalty |
2% of the payment amount subject to
minimum of Rs.500 |
|
Cheque Return or Dishonour Fee or
Auto-debit Reversal |
2% of the payment amount subject to
minimum of Rs.500 |
|
Surcharge on Purchase or Cancellation of
Railway Tickets |
As prescribed by IRCTC / Indian Railways |
|
Fuel Transaction Surcharge Transaction |
1% of transaction amount (Refunded for
fuel transactions between Rs. 400 to Rs. 4,000. Maximum benefits up to Rs.
400 per month) |
|
Foreign Currency Transaction Fee |
3.50% of the transaction value |
|
Reward Point Redemption fee |
yes |
|
GST |
As per existing Government norms |
|
Rent Transaction fee |
1% of transaction amount. GST applicable
as notified by Government of India |
|
Dynamic Currency Conversion MarkUp |
1.5% Of Transaction Amount Applicable On
International Transactions Performed In Indian Currency At International
Location Or Transactions Performed In Indian Currency With Merchants Located
In India But Registered In Foreign Nation. GST applicable as notified by
Government of India |
|
Education Transaction Fee |
1% on each education payments done
through third party apps. GST applicable as notified by Government of India |
|
Wallet Load Transaction Fee |
1% on cumulative wallet load transactions
of Rs. 10,000 or more in a statement cycle. GST applicable as notified by
Government of India |
|
Fuel Transaction Fee |
1% on cumulative fuel transactions of Rs.
50,000 or more in a statement cycle. GST applicable as notified by Government
of India |
|
Utility Transaction Fee |
1% on cumulative spends of Rs. 25,000 or
more made towards utility payments in a statement cycle within a statement
period. GST applicable as notified by Government of India |
|
Online skill-based gaming Transaction
Fee |
1% on cumulative spends of Rs. 10,000 or
more on online skill-based gaming platforms in a statement period. GST
applicable as notified by Government of India |
