Neo Credit Card - Lifetime Free Credit Card
Neo Credit Card
Joining Fees: ₹250
Annual Fees: ₹250
*Applicable Taxes
Highlihgts:
- Stay protected with Zero Lost Card Liability
- 5% off on utility bill payments via Paytm
40% off on Zomato
Get 40% off on food delivery at Zomato* with your NEO Credit Card Use Coupon Code: AXISNEO to avail the discount Maximum discount is capped at ₹120 per order Offer applicable on minimum spends of ₹200 Customer can avail the discount up to twice a month
For detailed terms and conditions,
click here
5% off on utility bill payments via Paytm
Get 5% off on mobile recharges/Broadband payment/DTH recharge done through Paytm. Enjoy a maximum discount of ₹150 each month, with a minimum transaction requirement of ₹299. Customers may take advantage of this discount once monthly. Use Coupon Code: AXISNEO to avail the discount
For detailed terms and conditions,
click here
Enjoy the 'Power of 10'
Enjoy the 'Power of 10' 10% off on Blinkit – Up to ₹250 off on min spends of ₹750, valid once per month. ₹150 off on Myntra on minimum spends of INR 999 on selected styles 10% off on every purchase of movie ticket on BookMyShow with maximum monthly benefits up to ₹100.
For detailed terms and conditions,
click here
Dining Delights
Dining Delights Indulge in delectable cuisines with Axis Bank Dining Delights offering upto 15% discount at our partner restaurants in India. Offer Details: 15% off up to ₹500 Minimum Order Value ₹2500 Valid once per card per month
Dining Delights program via EazyDiner on Axis Bank Credit & Debit Cards
Spend securely
All Axis Neo Credit Cards are equipped with an EMV certified chip and PIN system, ensuring unmatched security.
The EMV chip technology significantly lowers the risk of counterfeit and skimming fraud.All Axis Neo Credit Cards are equipped with an EMV certified chip and PIN system, ensuring unmatched security.
The EMV chip technology significantly lowers the risk of counterfeit and skimming fraud.
Stay protected with Zero Lost Card Liability
Report an Axis Bank Neo Credit Card as misplaced or stolen immediately by calling the AxisBank customer service at 18605005555 or 18604195555With zero lost card liability, you are protected against any fraudulent use of your card from the moment the loss is reported. *Terms and Conditions apply. For more details, refer to card member agreement clause no. 18
Convert purchases to EMI
Contact Axis Bank to easily convert substantial credit card expenditures into EMIs using options like Internet Banking, the Mobile App, or Customer Service. This conversion option is available for transactions exceeding ₹2,500 on the Neo Credit Card. To know more,click here
EDGE REWARDS
Receive EDGE REWARDS points for transactions and use them to redeem 500+ rewards and offe₹ Earn 1 point for every ₹200 spent on the Neo Credit Card. For options to redeem points, check the EDGE REWARDS Catalogue
Activation Benefit
100% cashback up to ₹300 on first utility bill payment within first 30 days of card issuance Click here to view the terms and conditions.
Wednesday Delight
Beat the mid-week blues with exciting offers every Wednesday Instant savings of up to 15% on flights & hotels via Goibibo and Makemytrip 10% off on orders via Swiggy and Amazon Fresh 10% off upto ₹1000 on Tira Click here to avail the offers
Fees & Charges
The Neo Credit Card comes with various fees and charges, including joining fees, annual fees, cash payment fees, withdrawal fees, and applicable penalties.
| Descriptions | Charges |
|---|---|
| Joining Fee | Rs. 250 Lifetime Free for select* channels |
| Annual Fee (Second year onwards) | 1st Year: Nil 2nd Year onwards: Rs. 250 Lifetime Free for select* channels |
| Add-on Card Joining Fee | Nil |
| Add-on Card Annual Fee | Nil |
| Card Replacement Fee | Nil |
| Cash Payment Fee | Rs. 175 |
| Duplicate Statement Fee | Waived |
| Charge Slip Retrieval Fee or Copy Request Fee | Waived |
| Outstation Cheque Fee | Waived |
| Mobile Alerts for Transactions | Free |
| Hotlisting Charges | Nil |
| Balance Enquiry Charges | Waived |
| Finance Charges (Retail Purchases & Cash) | 3.75% per month (55.55% per annum) |
| Cash Withdrawal Fees | 2.5% (Min. Rs. 500) Of The Cash Amount |
| Overdue Penalty or Late Payment Fee | Nil if Total Payment Due is less than Rs. 500 Rs. 500 if total payment due is between Rs. 501 - Rs. 5,000 Rs. 750 if total payment due is between Rs. 5,001 - Rs. 10,000 Rs. 1200 if total payment due is greater than Rs.10,000 An additional INR 100 charge will be levied if the 'Minimum Amount Due (MAD)' is not paid for two consecutive cycles and will apply until the MAD is cleared. |
| Over Limit Penalty | 2.5% of over the limit amount (Min. Rs. 500) |
| Cheque return or dishonour Fee or Auto-debit Reversal | 2% of the payment amount subject to Min. Rs.500 |
| Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
| Foreign Currency Transaction Fee | 3.50% of the transaction value |
| GST | As per existing Government norms |
| Reward Redemption fee | Yes |
| Rent Transaction fee | 1% fee per transaction will be applicable on each rental transaction. Taxes will be applicable as notified by Government of India. |
| Dynamic Currency Conversion markup | 1.5% plus taxes will be applicable on Axis Bank Credit Cards for each International transaction performed in Indian currency at International location or transactions performed in Indian currency with merchants located in Indian but registered in foreign nation. |
| Fuel Transaction Surcharge | 1% of transaction amount |
| Education Payment Charges | 1% fee per transaction will be applicable on education payments made via third party apps |
| Wallet Load Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 10,000 or more on wallet loads per statement cycle |
| Fuel Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 50,000 or more on fuel transactions per statement cycle |
| Utility Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 25,000 or more on utilities per statement cycle |
| Online Skill-Based Gaming Transaction Fee | 1% fee will be applicable on cumulative spends of Rs 10,000 or more on online skill-based gaming platforms in a statement cycle |
