SELECT Credit Card
Joining Fees: ₹3,000
Annual Fees: ₹3,000
*Applicable Taxes
Highlihgts:
- Discount offers on Swiggy
- Airport Lounge Access
- Milestone Benefits
Axis Bank Select Credit Card
The Terms &
Conditions of Axis Bank Select Credit Card will be updated w.e.f. 20th
April'24. Please click here to know more.
Welcome
Benefits
·
Get 10,000 EDGE REWARD Points
worth Rs.2000 on your first card transaction (Not applicable for life time free
credit card/ burgundy account holders)
·
First transaction to be done within 30 days of card
issuance
·
The points will be credited in your EDGE REWARDS account
within T+15 business day where "T" is the transaction date
BigBasket
Offers
·
Flat Rs. 500 off p.m. on minimum purchase of Rs. 3000 on
BigBasket mobile app/ website
·
The offer is applicable once per month per user
·
Offer is applicable on transactions done through Select
Credit Card.
·
Please click on www.bigbasket.com/axis-select/ to
check the discount code
Discount
offers on Swiggy
·
Flat Rs. 200 off on Swiggy mobile app/website
·
Use code “AXIS200”
at the time out checkout
·
Valid twice a month on minimum transaction of Rs.1000 per
order.
·
Offer valid on transactions done through Select Credit
Card
Airport
Lounge Access
·
Get up to 12 complimentary International Airport Lounge
access through Priority Pass Membership. Click here for Priority Pass
T&C.
·
Enjoy 2 complimentary domestic lounge visits per quarter
on the spends of Rs. 50,000 in last 3 months. Click here for
Domestic lounge T&C.
·
Priority Pass will renew automatically upon meeting INR 3
Lakhs Spends in preceding card anniversary year.
Annual
benefits
·
Priority Pass Membership renewal on annual spend of 3
Lakh
·
Renewal of offers on: BigBasket and Swiggy
Milestone
Benefits
·
5000 EDGE points on spending
Rs 3 Lakhs in a card anniversary year
·
Complete annual fee waiver on spending of Rs. 8 lakhs in
a card anniversary year.
·
Spends threshold for 5000 EDGE points and Annual fee
waiver will exclude Insurance, rent, fuel, educational services, utilities,
government services, wallet & Gold. The Merchant Category Codes of
Insurance is 6300,6381,5960,6012 & 6051, Rent is 6513, Fuel is 5541,5541,
5983, Educational Services is 8299,8211,8241,8244 & 8249, Utilities is
4814,4816,4899 & 4900, Government services is 9222,9311,9399,9402, Wallet
is 6540, Gold is 5844,5094,5944. The revision is effective from 20-04-2024.
Rewards
on every transaction
·
Earn 10 Axis EDGE points
on every Rs. 200 spends*.
·
Earn 2X per Rs 200 on ‘Retail Shopping*’ spends.
·
Spends* done on Insurance, rent, fuel, educational
services, utilities, Wallet, Gold/Jewellery, government ( Merchant category
codes) will not be eligible for earning EDGE REWARD points.
·
Earn 2X EDGE REWARD Points
upto cumulative transactions of Rs.20,000 per month. For transaction above
Rs.20,000 per month earn 10 EDGE REWARD Points
·
**Retail Shopping will include spends across these MCC’s:
5311-Dept Stores, 5411-grocery stores, 5611-Clothing and Accessory stores,
5621-Women’s wear stores, 5641-Children’s wear stores, 5691-Family clothing
stores and 5699-Misc apparel and accessory stores.
· EDGE REWARD Points will be debited for credit card transactions which are converted to EMI. On cancellation of the EMI transaction, points shall not be credited back for the original transaction.
For options to redeem points,
check the Axis EDGE REWARDS Catalogue
Golf
Access
·
Enjoy 6 complimentary Golf rounds per year.
· Earn additional 6 complimentary golf rounds within the same anniversary year on achieving spends of Rs. 3 Lakhs.
Visit www.extraordinaryweekends.com and
register for your complimentary golf rounds/lessons.
Click here for
T&Cs.
Extraordinary
Weekends
·
Explore curated experiences designed exclusively for our
premium customers.
·
Visit www.extraordinaryweekends.com or
contact the concierge at 1800 103 4962.
Dining
Delights
·
Get the best of dining experience with Rs.800* off &
more via Axis Bank Dining Delight Program with EazyDiner
·
Click here for
more information and complete T&Cs
Fuel
Surcharge Waiver
·
Get 1% fuel surcharge refund on fuel purchases at all
fuel stations across India
·
Valid on transactions between Rs. 400 and Rs. 4,000 only;
Maximum benefits upto Rs 400 per statement cycle
·
Service tax charged on fuel surcharge is non-refundable.
·
No reward points are earned on fuel transactions
·
The fuel surcharge is not levied by the card issuing
bank, on certain fuel transactions, the fuel surcharge may be levied as INR 10
+ GST instead of 1% + GST.
Comprehensive
Insurance Cover
Keep yourself, your family and
asset safe with :
·
Purchase protection up to Rs. 1 Lakh
·
Cumulative cover upto USD 500 for the following:
1.
Loss of travel documents
2.
Delay of Check-in baggage
3.
Loss of check-in baggage cover
Terms and conditions apply. Click here for more
detailed cover and claim procedure.
Wednesday
Delight
·
Beat the mid-week blues with exciting offers every
Wednesday
·
Instant savings of up to 15% on flights & hotels via
Goibibo and Makemytrip
·
10% off on orders via Swiggy and Amazon Fresh
·
10% off upto Rs. 1000 on Tira
Click here to avail the offers
Fees & Charges
The Axis Bank SELECT Credit Card fees are listed in the
table below.
|
CHARGES |
SELECT CREDIT CARD |
|
Standard Joining Fee |
Rs 3000 (NIL for Burgundy) |
|
Standard Annual Fee (2nd year onwards) |
Rs 3000 (NIL for Burgundy) |
|
Standard Add-on Card Joining Fee |
NIL |
|
Standard Add-on Card Annual Fee |
NIL |
|
Finance Charges (Retail Purchases &
Cash) |
3.75% per month (55.55% per annum) |
|
Cash Withdrawal Fees |
2.5% (Min. Rs 500) of cash Amount |
|
Fee for Cash Payment |
Rs. 175 |
|
Card Replacement |
Nil |
|
Duplicate Statement Fee |
Waived |
|
Overdue
Penalty or Late Payment Fee |
Nil if Total Payment Due is up to Rs. 500 |
|
Rs. 500 if total payment due is between Rs.
501 - Rs. 5,000 |
|
|
Rs. 750 if total payment due is between Rs.
5,001 - Rs. 10,000 |
|
|
Rs. 1200 if total payment due is greater
than Rs.10,000 |
|
|
Additional INR 100 on missing payment of
Minimum Amount Due (MAD) by the due date for two consecutive cycles. This
charge will continue to be applicable for every payment cycle until MAD is
cleared. |
|
|
Over Limit Penalty |
2.5% of the overlimit amount (Min. Rs 500) |
|
Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
|
Outstation Cheque Fee |
Waived |
|
Cheque return or dishonor fee or auto-debit
reversal |
2% of the payment amount subject to Min.
Rs.500 |
|
Surcharge on purchase or cancellation of
Railway Tickets |
As prescribed by IRCTC/Indian Railways |
|
Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel
transactions between Rs. 400 and Rs. 4000) |
|
Foreign Currency Transaction Fee |
3.50% of the transaction value |
|
Rent Surcharge Fee* |
1% of the rental transaction amount plus
taxes |
|
Dynamic Currency Conversion markup fee** |
1.5% of each international transaction plus
taxes |
|
Mobile Alerts for Transactions |
Waived |
|
Hotlisting Charges |
Waived |
|
Balance Enquiry Charges |
Waived |
|
Reward Redemption fee |
Waived |
|
Wallet load transaction fee |
1% fee on cumulative spends of Rs.10,000 or
more on wallet loads per statement cycle |
|
Fuel transaction fee |
1% fee on cumulative spends of Rs.50,000 or
more on fuel transactions per statement cycle |
|
Education transaction fee |
1% fee on education payments made via third
party apps |
|
Utility transaction fee |
1% fee on cumulative spends of Rs. 25,000 or
more on utilities per statement cycle |
|
Online skill-based gaming transaction fee |
1% fee on cumulative spends of Rs. 10,000 or
more on online skill-based gaming platforms in a statement cycle |
GST, as notified by the Government of India, is
applicable on all fees, interest & other charges, and is subject to change
as per relevant regulations of the Government of India.
Please note: Axis Bank Select Credit card is
complimentary exclusively for Burgundy Customers. In the event of
discontinuation of Burgundy status, an annual fee of Rs. 3000 + G.S.T will be
applicable.
*A rent surcharge fee of 1% will be
applicable on each rental transaction done on Axis Bank credit card. GST will
be applicable as notified by Government of India. The Rent transactions will be
identified through Merchant Category Code 6513. The revision is effective from
20-12-24.
**A Dynamic Currency Conversion (DCC) markup
fee of 1.5% plus taxes will be applicable on Axis Bank Credit Cards for each
International transaction performed in Indian currency at International
location or transactions performed in Indian currency with merchants located in
Indian but registered in foreign nation. DCC markup fee will not be applicable
on Burgundy Private Credit Card. The revision is effective from 20-12-24.
